Spencer Bogart, Blockchain Capital, on the bull case for crypto. With CNBC’s Melissa Lee and the Fast Money traders, Tim Seymour, Carter Worth, Steve Grasso and Guy Adami.

Betterment Review:

Click “Show More” to see my Favorite Financial Tools and Ad Disclosure

▽MY FINANCIAL TOOLS▽

�� Credit Cards
➤ BEST Credit Cards: https://linktr.ee/Magnified.Money

———-

�� Chime Fully Online Banking
➤ Sign-Up for Chime HERE: https://magnified.reviews/Chime/App
➤ Chime Credit Builder HERE: https://magnified.reviews/Credit/Builder

———-

�� SoFi Complete Money Management
➤ Checking & Savings – https://magnified.reviews/SoFi
➤ Credit Card – https://magnified.reviews/SoFiCreditCard
➤ Invest – https://magnified.reviews/SoFiInvest
➤ Budgeting – https://magnified.reviews/SoFiRelay

———-

�� Bankrate | Checking, Savings, and CDs
➤ Checking – https://magnified.reviews/Savings
➤ Savings – https://magnified.reviews/Savings
➤ CD – https://magnified.reviews/CD

———-

�� Wealthfront Automated Investing
➤ First $5,000 Managed for FREE – https://magnified.reviews/Wealthfront

———-

�� Current Card
➤ Current | Modern Banking App – https://magnified.reviews/CurrentCard

———-

�� MY CAMERA GEAR
➤ My Camera: https://magnified.reviews/Camera
➤ My Microphone: https://magnified.reviews/Microphone
➤ My Lights: https://magnified.reviews/Lights

So as far as investments are concerned they’ve got a ton of different options including a standard investment account, joint accounts, traditional IRA’s Roth IRA’s, 401K rollovers, education options, and even trust accounts as well so as far as investment vehicles are concerned they’ve got you covered regardless of what your investment goals may be. Now Speaking of those investment goals, you may be wondering how they decide where to actually invest your money. Some platforms like acorns allow you to pick from an assortment of different portfolios that have varying levels of risk, Wealthfront on the other hand assigns you what is called a risk score and recommends a portfolio based on that risk score and betterment is very similar however they are largely going to be focused around what’s called goal-based investing. And this is exactly what it sounds like, but it’s investing based on what financial goals you are personally trying to achieve.

The specific investments themselves may vary a little bit depending on your portfolio but in general, it seems like the stock ETF’s track major US markets including international and emerging markets as well and when you account for the fact that each of these ETF’s can own several thousand companies and you are also purchasing multiple different ETF’s so rest assured that your money is going to be very well diversified in a way that is going to closely match your financial goals. Alright so that’s cool and all but how much is this going to cost. Well at the moment betterment has two different investing tiers with the first one being their digital investing plan that has a flat percentage fee of 0.25% which if you do the math on that, that’s going to be $2.50 per year for every $1000 you have invested. So that option is going to give you everything you need to get started including all of the features that we’ve talked about today but they also have a premium investing option for individuals who have $100,000 or more invested and this gives you do some additional tools including calls with their team of certified financial planners and more in-depth and personalized advice from those CFPs for a fee of 0.4%.

Alright so that’s the investing side of things which is largely the reason that people get this platform but I do also want to mention that they have a pretty cool banking option as well that is going to be a great extension of the betterment investing platform. So first you’ve got the cash account that is currently going to pay you 0.4% APY which is pretty good considering rates across the board are very low right now and all of the money in this account is going to be fully FDIC insured up to $1,000,000. Now as part of this account you’re also going to get personalized advice on how to save more, faster access to your money should you want to invest it, and they also have a spending option as well that is basically going to give you all of the perks of a checking account right under this same platform. Your spending account has no fees including reimbursements on all ATM fees which is pretty awesome plus a number of cash back rewards as well from a ton of different partner brands.

Music from Epidemic Sound

Magnified Money may receive compensation for sending traffic to partnered sites. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

In 2020, I decided to invest just $50 per month with Betterment and see what happened. No changes to my investments just a straight automated contribution each month. And well… I am quite shocked.

�� Try Betterment and get your fees waived for a year: betterment.com/?referral_key=justinenelson

——–
�� OTHER DFM VIDEOS YOU MIGHT ENJOY
How Much I Made Off of a $1,000 Betterment Investment in 1 Year – https://youtu.be/B9_0YjdlF_Y

——–
�� SIGN UP FOR BUDGET BOOTCAMP
https://www.debtfreemillennials.com/budget-bootcamp

——–
��CHECK OUT THE HOW TO CONTROL YOUR SPENDING WORKBOOK
http://bit.ly/DFMworkbook

——–
�� READY TO BUDGET?
Sign up for the Debt Free Millennials FREE budget toolkit: https://www.debtfreemillennials.com/toolkit

——–
��SIGN UP FOR FETCH REWARDS! USE CODE WR367 TO RECEIVE FREE POINTS!
https://www.pubtrack.co/8NTHB94/9WZ1G9/ (affiliate link)

——–
❤️️ TRY MADISON REED AT HOME HAIR COLOR KIT
https://bit.ly/DFM-MadisonReed (affiliate link)

——–
�� READY TO REFINANCE YOUR STUDENT LOANS? CHECK OUT CREDIBLE
https://bit.ly/DFM-credible

——–
�� GET FREE CAR INSURANCE QUOTES WITH GABI:
http://bit.ly/DFMGABI (affiliate link)

——–
I’M SOCIAL UP IN HURR:
�� Facebook Group: https://www.facebook.com/groups/debtfreemillennials
�� Instagram: https://www.instagram.com/debtfreemillennials_
�� Site: https://www.debtfreemillennials.com

Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!

Welcome to The Daily Forkast, January 27, 2023, presented by Joel Flynn for the latest in blockchain & crypto news. Coming up on today’s show:

00:00 – Intro
00:16 – Choise.com CEO believes the market will recover this year.

We’ll have more on that story in this episode of The Daily Forkast January 27.

Subscribe to Forkast: https://bit.ly/ForkastSubscribe

RECOMMENDED PLAYLISTS:
Recommended Playlists:
Word On The Block: https://youtube.com/playlist?list=PLE…
The Daily Forkast: https://youtube.com/playlist?list=PLE…

ABOUT FORKAST.NEWS:
Forkast.News covers blockchain, DLT, cryptocurrency and other emerging technologies in a way that anyone can understand. We help you bridge the gap between the blockchain industry and the mainstream.

From NFTs to enterprise blockchain platforms, smart contracts to altcoins, Bitcoin to DeFI and beyond; Forkast’s blend of insight, analysis & daily blockchain news keeps you on the cutting edge of the digital asset revolution and the wider digital economy it both supports and disrupts.

Connect with us!
– Official Site | https://forkast.news/
– Instagram | https://instagram.com/forkast.news/
– Facebook | https://facebook.com/forkast.news/
– Twitter | https://twitter.com/Forkast_News/

#Crypto #Blockchain #BlockchainTechnology #DigitalAssets #Cryptocurrency #DeFi #bitcoin #bitcoinnews #bitcoinprice #btc #btcprice #btcnews #cryptonews #cryptomarket #cryptocurrencynews #cryptocurrencynewstoday #federalreserve #fedreserve #fed #fedcrypto #stablecoin #stablecoins #stablecoin2023 #crypto2023 #stablecoinmarket #udpn #universaldigitalpaymentnetwork #choise #cryptonews2023 #wef #wef2023 #worldeconomicforum #worldeconomicforum2023